Which is right for you? Personal loans, a hard question

Personal loans have come a long way since the 1990s, when the first large national surveys of consumer debt showed Canadians were saddled with a staggering $10-billion of credit-card debt.Today, Canadians owe $21-billion on credit-cards, according to the Bank of Canada, more than credit cards have been owed since they were introduced in the 1920s.In…