Personal injury insurance companies can provide a lot of value for consumers.

The fact that insurance companies offer personal injury insurance in some cases is probably a big plus for consumers and their financial situation.

But, if you are a student who needs personal injury coverage, the cost of personal injury can add up quickly.

Personal injury insurers typically offer a minimum of $5,000 in liability coverage for a single-person family, but many companies have rates that start at as high as $50,000 per person, according to a recent article from National Geographic.

That’s because some of the most expensive injuries can be attributed to poor judgment, not being attentive or following instructions, according the National Center for Injury Prevention and Control (NCEIP).

Here’s how much you can get for your personal injury claim.

What’s the difference between personal injury and medical insurance?

While both are covered by the same insurance policies, the types of claims that insurance covers depend on the type of injury, according NCEIP.

For instance, if your car has been totaled, your personal insurance might cover a car accident or your claim for property damage caused by a fire.

If you need medical care, however, your insurance might not cover the costs associated with that care.

There are also ways to avoid personal injury claims.

You can contact a lawyer to negotiate the terms and conditions of your claim.

You also can ask for compensation.

If there are medical bills, your lawyer can negotiate the amount of the bill and the extent of the claim.

The medical bills usually aren’t deductible, so if you get paid, you can use the money for other expenses, such as paying for a funeral or other expenses that are common with personal injury cases.

You may also need to pay a claim fee, a portion of the settlement or a third party payment for medical expenses.

To get the most out of your personal injuries insurance, make sure you understand the terms.

Read more: 6 simple steps to pay for your medical bills or your car insurance